The Perfect Portfolio is life-changing.

In their own words, from students of the courses and readers of Be Smart Pay Zero Taxes.

Course students

Jimmy D.

Mastermind student turns a $30,000 tax bill into a $12,000 refund

A swing of more than $42,000 in his first year.

“With your advice about [my wife's work being paid as] an LLC and the help of the accountant you put us in touch with we got $12,000 back in taxes!! I've paid no less than $25,000-$30,000 every previous year with the same income. Thank you!”

Jimmy D., Supply Chain & Operations Recruiter

Troy J.

“I'm so thankful to have found The Perfect Portfolio!”

“Before The Perfect Portfolio I was dependent upon my financial planner for my family's financial future. Having enough funds to be financially independent was a pipe dream. Now I am empowered and already am making enough in dividends to cover just about all our monthly expenses. Even more than that, I now have the knowledge to make wise financial decisions in beary market, executing ‘Buy Borrow Die’ and teaching this to my spouse, children, family and friends. I'm so thankful to have found The Perfect Portfolio!”

Troy J., Mortgage Broker, We Do Loans

Robert J.

“Highly recommend this course!”

“Highly recommend this course! Just recently pulled a hack and will increase my monthly cash flow by $1,500 + a month. Used OPM to pay off real estate loans, invest and make dividends… and increased my cashflow from -$629 to +$918. Thank you Mark Quann!”

Robert J., Financial Services

Lisa M.

“This course really opened up my eyes.”

“This course has opened up my mind to things that I never knew were out there; never thought of before. This course really opened up my eyes. After this course, I feel like I can really help out my sister not only financially, but also educating her and her children to help make their lives easier.”

Lisa M., Accountant and Operations Manager

Watch their stories

“I feel secure for the first time in my life!”Student story
Tod's journey“The stress of money is gone!”
Dakota's storySecuring his mom's retirement
Troy's storyFrom tax frustration to financial freedom
Brandon's journey“The best money I've ever spent!”
An airline pilot's planRetiring 20 years early

See all student success stories on YouTube

Meeting readers and students at Elevate 2026

Las Vegas, September 2026.

Readers of Be Smart Pay Zero Taxes

“WOW! This book is amazing.”

“WOW! This book is amazing. The strategies and information this book provides is information that is game changing for ANYONE who is looking to be financially free, create generational wealth for their family and learn more about finances. I've never been into finances, but this book really intrigued me. The way it is written is so easy to follow and not your typical finance book that is boring; it's actually very captivating and keeps you engaged. There are even questions and answers at the end of the book to help test what you've read. It's actually a very quick read. There are not that many financial books out there that make concepts easy to understand and follow. So if you're looking to learn finances, this is a place to start. Thanks Mark for another great read and opportunity to also become financially free!”

Amazon Reader

Dakota S.

“A Must Read for Wealth Builders”

“Mark Quann's Be Smart, Pay Zero Taxes is another brilliant addition to his library of wealth-building strategies. Just like his previous books, this one lays out a simple, easy-to-apply method, this time using the Buy, Borrow, Die strategy to legally minimize taxes and maximize wealth. I discovered Quann's approach a little over a year ago, and after making some adjustments to my own investments based on his insights, I now see a real possibility of early retirement. His strategies are practical, powerful, and designed for anyone looking to keep more of their hard-earned money while building lasting generational wealth. If you want to protect yourself from inflation, keep the government from taking a bigger bite out of your earnings, and create a legacy for the future, this book is for you. Highly recommended!”

Dakota S.

“Retirement with no worries!”

“‘Be Smart, Pay Zero Taxes’ by Mark J. Quann is a fascinating read that delves into the financial strategies used by the ultra-wealthy to legally minimize their tax liabilities. The book primarily focuses on the ‘Buy, Borrow, Die’ strategy, which allows individuals to grow and transfer wealth without triggering taxable events. Quann explains how the rich accumulate assets, borrow against them for tax-free cash flow, and ultimately pass them on to heirs without incurring significant taxes. The book is filled with practical advice and real-life examples, making complex financial concepts accessible to readers. As a 62 year-old man I thought I would work until I die but with this book and having implemented the Buy, Borrow, Die strategy, I now see my future brighter than ever! Thank you Mark Quann, I am now looking forward to ‘retirement’ and financial independence with no worries!”

Tod K.

5-Star Review on Amazon.com

“The ‘buy, borrow, die’ strategy sounded too good to be true at first, but Mark breaks it down with such clarity and real-world insight that I've already started applying it in my own life. Thanks to his guidance, I'm on track to minimize taxes and build lasting wealth, legally and smartly!”

Brandon K.

Education only, not financial, investment, tax, or legal advice. Testimonials may not be representative of the experience of other customers and are not a guarantee of future performance or success.